After surveying the population aged 18 to 74 years have shown that people choose to borrow from sou

Poll: Preference is given to borrowing from friends, acquaintances and their bank | BNN - DETAILS OF VALUE
Making the choice to borrow funds on a good or service of the Latvian consumers energy people would rather prefer borrowing from friends, acquaintances and their banks, according to the bank's Citadel consumers energy in collaboration with Snapshots.lv's survey.
After surveying the population aged 18 to 74 years have shown that people choose to borrow from sources which they are best known for and whom they trust. In the event that would be a need for additional funds the purchase of a product or service, 40% of respondents indicated that they borrow consumers energy from friends or acquaintances, while 36% go to your bank to find the best loan deal.
"In cases where the customer needs to finance the purchase of goods or travel, the most appropriate form of credit, which we offer as a bank, a payment card with a credit or consumer credit," reveals consumers energy the Citadel Bank retail banking Directorate Dace Pine.
Among those respondents who choose to take consumer credit, the majority or 61% indicated that they take into their account, while 45% of respondents, several banks, the most beneficial offers. Almost a quarter or 23% of the respondents indicated that the deal to borrow from friends and acquaintances. On the other hand, one-fifth of the respondents might use a specific point of sale of credit offers, and equally - 20% - allows for a choice of quick credit services.
"Currently available in a range of financing sources, if necessary, where people are able to get a loan. So good that an important selection criterion in choosing a lender has become a source of financial reliability. Upon receipt of the consumer's bank loan, the borrower acquires stability and security. consumers energy Similarly, the relationship between the bank and the client runs in the long run, providing the opportunity to obtain the necessary amount of money at the time when the customer needs it, "says Dace Pine.
Borrowing from friends consumers energy and relatives for the best opportunity to obtain additional funds to the youngest part of the respondents, aged 18 to 29 years of age, but increases with age, decreasing the desire to get a loan from someone who has friends. Also, with the increasing age of the respondents, the tendency is to interview a number of banks to find the best consumer credit offerings. Outside the cities Latvian residents living in the most indicated that they trust their bank revolving credit, while most residents of Riga indicated that they prefer to borrow friends.
Consumer consumers energy credit plays a big role in the selection of the respondents' income level - more than half or 51% of people with incomes above 900 euro directly select your bank offer consumer credit. In turn, the public, who has no independent income, expressed more often choose to borrow from friends or acquaintances, rather than use a credit services.
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